If you’re looking for a new vehicle, you can look to buy here pay here dealerships in your area. Maine avenue auto sales dealerships will check your income and residence before matching you with a vehicle. However, you may not have the choice of vehicle you’d like, and the price may be higher than fair market value. Great Option For People With Bad Credit Although some people shun these dealerships, they are a great option for people with bad credit. A buy here pay here dealership allows you to finance your vehicle directly. However, you should be aware of the additional fees that may be added to your loan, as well as the increased interest rates. Although a buy here pay here dealership may offer a low monthly payment, it may require a large down payment. You may also have to make payments weekly or bi-weekly, or make them in person. Some dealers even require that you make payments in cash or through a check. Depending on your credit score, you may also have to pay for GAP insurance or a warranty. These items may be included in the purchase price of the vehicle, which could increase the monthly payment to an unmanageable amount.